You Would Be Better Off Seeing Vinnie The Loan Shark Than Doing Business With Western Sky Financial. Then Again, Probably Not...,.

Take 7 Years To Pay This Loan Off!

COULD YOU IMAGINE THE CIRCUMSTANCES THAT WOULD FORCE YOU TO SIGN FOR A LOAN AT 90% INTEREST. BORROW 10K AND PAYBACK 62.4K OVER 7 YEARS. I THOUGHT FINANCE COMPANIES WERE THE WORST WITH 28.74% INTEREST! EVEN IF YOU PAYBACK FINANCE COMPANIES BACK ON TIME LIKE A CLOCK IT STILL HURTS YOUR CREDIT SCORE! YEP, LET'S SAY YOU BORROW A CHUNK OF CASH FROM FRIENDLY FINANCE COMPANY TO PAY FOR SALLY'S BRACES. YOU PAY IT OFF OVER 4 YEARS. YOU NEVER MISS A PAYMENT, MAKE EVERY PAYMENT ON TIME. WELL AFTER YOU GET THE KIDS BRACES PAID OFF YOU GO TO BUY A NEW CAR BUT GET TURNED DOWN! WTF! YOU MAKE DECENT MONEY, YOUR CREDIT CARDS BALANCES AREN'T TOO HIGH..., WHAT'S GOING ON? WELL, HERE'S WHAT HAPPENED, THAT FINANCED COMPANY LOAN PUSHED YOUR CREDIT SCORE DOWN INTO SUBPRIME TERRITORY! YEP, YOU ARE NOW DEEMED A CREDIT RISK BECAUSE YOU BORROWED MONEY FROM A FINANCE COMPANY. YOU THINK BACK WHY YOU BORROWED MONEY FROM THE FINANCE COMPANY? BECAUSE THEY ARE QUICK, EASY AND CONVENIENT! NO STUFFY BANKERS TO DEAL WITH AND BESIDES YOU DON'T BELONG TO A CREDIT UNION. SURE THEIR RATES WERE PRETTY HIGH, BUT YOU GOT LOW PAYMENTS AND YOU COULD PAY OFF THE LOAN OVER 4 YEARS.

NOW YOU ARE DEEMED A CREDIT RISK. SUBPRIME. FOR 7 YEARS AFTER YOU GOT DONE PAYING OFF THE FINANCE COMPANY LOAN. AND YOU THOUGH IT WOULD HELP YOU BUILD GOOD CREDIT! HA, THE JOKES ON YOU!

GOOD CREDIT CAN BE THE BEST FRIEND YOU WILL EVER HAVE. PROTECT IT!